A good slumber is the foundation to productivity, which means a good mattress is critical for everyone.
Certainly, you cannot put a value on a mattress that promotes a good posture and form, but it’s still a significant investment, and more often than not, many people take it with a wince.
But owning a great mattress is easy with buy now and pay later.
Where You Buy Now Pay Later for Your Mattress
Nectar mattress
The New York-based manufacturer, Nectar, uses ozone layer-friendly materials to protect the environment, and they accept Splitit for deferred payment. Their mattresses are free of mercury, lead, and other toxins.
Splitit facilitates buy now, pay later for a new mattress without interest rates, hidden fees, and credit checks.
The financing solution works by setting aside $700 on your Mastercard or Visa until you complete the installments.
Pick the monthly installments that you're most comfortable with.
Simba
Simba is another top mattress brand available through Splitit.
The UK-made mattress is a hybrid blend of foam, covered with springs and a cooling top surface layer—the mattress ships to the UK and Guernsey.
ReST Bed
ReST Bed ships across the US, and their mattresses come with adjustable firmness around the lumbar, shoulder, head, hips, and legs. Innovative automatic technology is available to adjust the mentioned pressure points.
Montgomery Ward
The US e-commerce store stocks a wide variety of clothing, home appliances, tools, and even mattresses.
The store's in-house financing allows monthly payments of as low as $20 on great brands such as Allure, Hawthorn, Lusso, Sleep Comfort, and Sensorpedic.
Boston Luxury Beds
The luxury bed retailer, Boston Luxury Beds, accepts Blispay.
Purchases over $199 are charged no interest if paid in full within six months, and there's also a 2% cashback you can take advantage of.
Use Blisbay anywhere and with popular payment apps on Android and ApplePay. There are no balance transfer promotions, but you can use the card in the stores that accept Visa.
Choose Blispay when checking out and pay the outstanding amounts within six months. Otherwise, there's a 19.99% interest charged and backdated to the day of the purchase.
More importantly, make sure you can afford the monthly payments.
BedInaBox
Affirm financing solution is quite popular with mattress manufacturers such as BedInaBox. .
Affirm does not have deferred interest or hidden fees. You pay the actual cost of the mattress within 3, 6, or 12 months.
Other mattress companies that accept Affirm include the organic mattresses maker, Happsy; Dream Cloud with a lifetime warranty, Brooklyn Bedding, Bear Mattress, Allswell, Dreamfoam Bedding, and GhostBed, among others.
Organic mattresses manufacturer Nest Bedding also uses Affirm.
The service may require a credit check.
Mattress Firm
Founded in 1986, the company has committed to providing sleeping solutions to help people sleep better and live healthier lives.
The outlet is a third-party retailer and therefore carries various name-brands such as Simmons Beautyrest, designed for heavy sleepers, or Purple, with an intelligent grid comfort layer.
Get pilots of the highly innovative Purple mattress from Mattress Firm. The premium mattress comes with a cooling and pressure-relieving feature for the most enjoyable sleep.
Other great mattress options include Tulo, with a low profile that appeals to the elderly and adolescents. Tulo mattresses are balanced and boast excellent isolation of motion.
Your dream mattress is only a click away. Take advantage of the 90-day financing option that the store offers, and your days of tossing and turning are numbered.
What's more, you purchase without any stress on finances.
Sleep Number
Show us inhouse financing as good as Sleep Number's, and we'll believe it!
The store offers special financing of up to 36 months at 0% interest.
However, the deferred payment facility is only available on qualifying mattresses.
Sleep Number has established itself as one of the most successful adjustable air-bed brands and offers up to 11 models.
These have varying degrees of cushioning and puffing to the desired level of firmness, all to the touch of a button.
With the special financing, payment shouldn't be a hassle for Sleep Number premium mattresses.
Plush Beds
The store has a wide variety of premium mattresses to choose from to make your sleep longer and enjoyable. What’s more, they accept PayPal Credit for deferred payment.
Like a credit card, PayPal Credit is an attached credit limit you can leverage for goods in online stores. There's no plastic card, and everything is entirely online for convenience.
PayPal Credit has a 0% grace period, usually four months, and that means you pay the same amount as you'd have with cash, even though it's in installments.
Installments depend on the merchants, so it's wise to inquire before you use the facility.
The facility has an interest-free grace period and short approval period, and you don't have to wait too long to take your prize home.
Go to the check out and select PayPal as the payment method to use PayPal Credit. Choose Paypal Credit as the payment source, and then confirm and pay.
You can now take your premium mattress home and pay in comfortable installments.
Wink Beds
Wink Beds stocks various plush and comfortable mattresses that you can buy now and pay later through Bread financing.
As one of the most transparent mattress financing options, Bread makes taking a good quality mattress home exciting and easy to pay.
Payment is like slices of bread, where you take one at a time as the company puts it.
The monthly payment and total cost are not hidden.
Beautyrest Plush
The online store uses FlexPay to divide your premium mattress purchase into five monthly payments on your card.
You get free shipping with every purchase.
Sephora
The Swedish payment provider is available across tens of thousands of stores worldwide, including the US. The solution does not require a minimum credit, and there are no prepayment fees.
Other popular retailers where you can use Klarna include, Foot Locker, Etsy, and Macy's.
Use the solution to fund your big-ticket mattress, and say goodbye to back pains.
Signs that It's Time for a New Mattress
A good mattress boosts the quality of your life.
The better you sleep, the healthier and happier you are, at least according to research.
If you are often dragging through the day, groggy and tired, maybe it's time to get a new mattress.
The following are the most common telltale signs that you're due for a new mattress.
- Numbness or stiffness around the limbs
- Lack of motivation to get up in the morning
- Better sleep when traveling than at home
- Pain around the neck and back when you wake up
- Signs of wear and tear on the mattress
- You've been using the mattress for more than seven years
If the above signs have been too common for you, then it's time you invested in a good mattress.
Time for a New Mattress
The mattress you deserve can be worth a pretty penny, but owning one becomes easier with deferred payment. Make sure you choose the right mattress based on your weight, comfort level, and budget.
The monthly payments from the deferred payment solution or store you choose should be comfortable to pay and within your budget.
