FindShopGo is financed via advertising links - Read disclaimer

List of Online Stores That Accept Snap Finance to BNPL

Are you new to credit and need a payment solution that can help you finance online purchases? Or maybe you have a bad credit score and digital finance solutions that focus on hard credit checks can hardly accept you into their BNPL program? It’s time to try Snap Finance.

Snap Finance may not be a cheaper BNPL payment option per se. While highly rated for being a reliable financing option, the pattern of consumer reviews reveals an extremely high cost, which tends to be twice the original cost of the purchase. Still, Snap Finance stands out as an ideal solution to consider if you can’t get financing for purchases from other lenders.

Stores Where You Can Use Snap Finance to BNPL

1Electronic ExpressElectronics, Computers, Laptops, TV's, Laptops, Appliance, Cameras
2Zaragoza JewelryJewelry
3Affordable Home StoreFurniture
4Sam Levitz FurnitureFurniture
5Electronics R UsElectronics, Cell phones
6Down 4 Sound ShopAudio
7USA Tires & WheelsTires
8Buy-Rite BeautySalon equipment
9Modern Tire DealerTires
10CB FurnitureFurniture
11Matress Depot USAMattresses
12Extreme WheelsTires
13Pro Wheel ShopTires
15Best Tire CenterTires
16Finishline Tire & AutomotiveTires
17Mattress KingMattresses
19SK Customs Car AudioCar Audio
20Today's Home FurnitureFurniture, Home Decor
21Viper MotorsportsCar Mods
22Big Sandy SuperstoreFurniture, Mattresses, Electronics, Appliances
23Element WheelsTires
24Audio ExtremeAudio
25Shyne JewelersJewelry

What is Snap Finance Exactly?

Snap Finance is a lease-to-purchase funding solution you can use to buy any kind of product with the intention of owing the goods eventually. While the service doesn’t perform either soft or hard credit checks to qualify you for their service, they at least require you to have a steady income throughout the lease-to-own period.

With Snap Finance, you can own the items you really need but aren’t able to afford right now. Snap Finance doesn’t send money

directly to you. Instead, they allow you to checkout at accepted stores, allowing you to split your payments into equal installments, which you pay later.

Some of the products you can buy now and pay later with snap financing include:

  • Home appliances
  • Furniture pieces
  • Electronics such as computers, home theater systems, and networking devices
  • Mattresses
  • Tires and Rims
  • Jewelries

You can either pay your merchandise in 100 days or opt for a 12-month payment period if you would like to spread out your installments throughout the year.

Related article: Big list of popular shops that accept affirm BNPL

How Does Snap Finance Work?

Snap Finance has made its process simple and direct to the point. As long as you meet their minimum requirements, you should be good to get started with them.

  • Fill out the online form accordingly, making sure you provide accurate information as requested. You will get a limit of up to $3,000 if accepted.
  • Choose a store that accepts Snap Finance as a payment option. You can use the store locater built into the site to find a store with ease.
  • Add products to cart and use Snap Finance as your payment option

It’s that simple!


Whether you have a bad credit rating, a lower score, or no credit rating at all, Snap Finance can get you the purchasing power you need to buy and own the products you need right now and then pay for them at a later date.

Didn't find what you were looking for?


Payment methods:

Buy Now Pay Later, Lease to own, Rent to own, No Credit Check, Instant Approval
You can get approval for up to $3,500 to purchase desired products from top retailers like Amazon, Target, Walmart, and over 200 others, catering to your shopping needs with ease and flexibility.

Affiliate links