Zip Pay has been in the BNPL business for a long. And it has grown to become a go-to option for hundreds of customers who need financing for consumer goods. Today, all Zip transactions happen via the mobile app, which you can use to shop big and popular retailers such as Sephora, Walmart, Home Depot, and Target.
List Of Stores That Allow Zip Pay for BNPL
Here are some popular stores that accept Zip Pay to BNPL:
Walmart is a multinational retail corporation headquartered in Arkansas, USA, that operates on a global scale. Walmart especially running chain of hypermarkets, grocery stores and reduced departments. Walmart sells a wide range of products, including apparel, shoes, and accessories, books, movies, and television shows, music and vinyl, video games, electronics, baby products, pet products, household essentials, and much more.
Zavvi is a Cheshire-based internet entertainment retail shop founded in 2007 by Simon Douglas and Steve Peckham. Their products are divided into film and television, which includes Star Wars, anime, Marvel, DC Comics, and Disney television; music, which includes vinyl records, soundtracks, and music merchandise; technology, which includes speakers and headphones; and gaming, which includes clothing, homeware, sale games, game consoles, and so on.
Best Buy is a consumer electronics company based in the United States that was formed in 1966 as an audio specialty store by Richard M. Schulze and James Wheeler. They sell Electronic Appliances, TV & Home Theater, Computers & Tablets, Cameras, Camcorders & Drones, Cell Phones, automotive electronics & GPS, sports and fitness electronic devices, and much more.
Target is a big-box retailer based in the United States. Their headquarters are located in Minneapolis, Minnesota. It is the country's eighth largest retailer and a component of the S&P 500 Index. They specialize in the following areas: women, men, children, and babies. Home, Patio & Garden, Kitchen & Dining, Beauty, electronics, video games, sports & outdoors, grocery, pet products, etc are some of the other categories.
Ashley Furniture (Homestore) is eager to be the most inexpensive furniture and home decor store for consumers. The brand builds, designs, and delivers modern furnishings for every extent, area, and preference
Macy's is a department store in New York, Ny, USA. Rowland Hussey began it as a solo business in 1853, but it became a division of Cincinnati-based Federated Retail Chains in 1994. They sell clothing and accessories for men, women, children, and people of all sizes, including shoes, handbags, watches, jewelry, beds, and so on.
PUMA is one of the world's top sports lifestyle businesses that designs and produces footwear, clothing, and accessories. PUMA starts in Sport and ends in Fashion
Electronicexpress, founded in 1983, is an electronics retail company situated in Tennessee, United States. The company can be found online as well as in 20 different physical locations. Their items are divided into the following categories: Audio, TVs & Home Theater Equipment, Computers & Tablets, Major Appliances, Cell Phones, Car Electronics & GPS Systems, Cameras & Camcorders, Gaming/Drones, & Toys, Smart Home & Security, Housewares & Home Comfort, Health & Fitness, Furniture, and much more.
Lenovo, headquartered in Quarry Bay, Hong Kong, is one of the world's major consumer electronics companies. Liu Chuanzhi created it in Beijing in 1984. They specialize in designing, manufacturing, and marketing consumer electronics such as PCs, tablets, phones, smart devices, and servers.
Isawitfirst.com is a fashion e-tailer that seeks to give the latest fashion and pop culture trends. It was established in 2016. Womenswear, Footwear, Swimwear, Jewellery, Lingerie, Accessories, Beauty, Bags, and Kidswear are among the shopping categories.
Formerly Quadpay, Zip Pay is a BNPL financial service that allows you to buy products with an installment plan. You’ll have your purchase divided into four equal installments, so you can make your purchase payments with ease.
How Does Zip Pay Work?
Zip Pay works with hundreds of retailers that accept Visa cards. And its collaboration with popular brands in the e-commerce space means you can shop at online stores that you love and enjoy the convenience of making payments in your own terms.
Some retailers have the Zip Pay button added to their checkout page and some offer the BNPL option via the Zip Pay app.
As for making online payments, Zip Pay will automatically display an option for you to pay in four equal installment plans payable every 14 days, the first being due at checkout.
Every fortnightly, Zip Pay will bill your debit or credit card for the balance owed until you settle the whole purchase balance. You will get a reminder about an upcoming payment as well as a transaction confirmation as soon as Zip Pay charges your account.
One thing that makes this financial service different from options such as Clearpay is they charge a fee for every installment you make. Essentially, you pay $1 extra for every transaction, so you should expect to spend $4 for all the installments.
You will incur late fee if you fail to make your payments on time
Charges a convenience for each installment
Zip Pay reports all borrowers to collections
Conclusion
Zip Pay’s convenience fees mean you’ll end up paying more than you would if you use other BNPL services such as Afterpay and Splitit. However, it can still be a good fit if you need to cover expenses provided you can manage to pay up the installments on time.
You can get approval for up to $3,500 to purchase desired products from top retailers like Amazon, Target, Walmart, and over 200 others, catering to your shopping needs with ease and flexibility.
