List of Online Stores That Accept Zip Pay to BNPL

Zip Pay has been in the BNPL business for a long. And it has grown to become a go-to option for hundreds of customers who need financing for consumer goods. Today, all Zip transactions happen via the mobile app, which you can use to shop big and popular retailers such as Sephora, Walmart, Home Depot, and Target.

List Of Stores That Allow Zip Pay for BNPL

Here are some popular stores that accept Zip Pay to BNPL:

Walmart

Payment methods:

American Express, Credit card, Discover Network, Mastercard, Visa, Klarna, Affirm, Zip, PayPal

https://findshopgo.com/go/walmart/

Walmart is a multinational retail corporation headquartered in Arkansas, USA, that operates on a global scale. Walmart especially running chain of hypermarkets, grocery stores and reduced departments. Walmart sells a wide range of products, including apparel, shoes, and accessories, books, movies, and television shows, music and vinyl, video games, electronics, baby products, pet products, household essentials, and much more.

Marks Electrical

Payment methods:

Visa, Credit Card, Clearpay, Mastercard, American express, discover, Zip pay, amazon pay, paypal

https://markselectrical.co.uk/

Zavvi

Payment methods:

Clearpay, Credit card, Diners Club, Discover Network, Klarna, Laybuy, Maestro, Mastercard, Splitit, Visa, Zip Pay

https://findshopgo.com/go/zavvi/

Zavvi is a Cheshire-based internet entertainment retail shop founded in 2007 by Simon Douglas and Steve Peckham. Their products are divided into film and television, which includes Star Wars, anime, Marvel, DC Comics, and Disney television; music, which includes vinyl records, soundtracks, and music merchandise; technology, which includes speakers and headphones; and gaming, which includes clothing, homeware, sale games, game consoles, and so on.

Bestbuy

Payment methods:

American Express, Credit card, Diners Club, Discover Network, JCB, Mastercard, PayPal, Visa

https://findshopgo.com/go/bestbuy/

Best Buy is a consumer electronics company based in the United States that was formed in 1966 as an audio specialty store by Richard M. Schulze and James Wheeler. They sell Electronic Appliances, TV & Home Theater, Computers & Tablets, Cameras, Camcorders & Drones, Cell Phones, automotive electronics & GPS, sports and fitness electronic devices, and much more.

Target

Payment methods:

Affirm, Afterpay, American Express, Credit card, Discover Network, Klarna, PayPal, Sezzle, Visa, Zip Pay

https://www.target.com/

Target is a big-box retailer based in the United States. Their headquarters are located in Minneapolis, Minnesota. It is the country's eighth largest retailer and a component of the S&P 500 Index. They specialize in the following areas: women, men, children, and babies. Home, Patio & Garden, Kitchen & Dining, Beauty, electronics, video games, sports & outdoors, grocery, pet products, etc are some of the other categories.

• Ryder
• Motoquipe
• The Creative Toy Shop
• One Honey Boutique
• Wild Secrets
• Shaver Shop
• Pet Stock
• The Christmas Warehouse
• Sportitude
• Shop Zero
• Spell & The Gypsy Collective
• My Deal
• The Block Shop
• Toy Universe
• Naturally Sweet
• Yellow Octopus
• Shiels

What is Zip Pay?

Formerly Quadpay, Zip Pay is a BNPL financial service that allows you to buy products with an installment plan. You’ll have your purchase divided into four equal installments, so you can make your purchase payments with ease.

How Does Zip Pay Work?

Zip Pay works with hundreds of retailers that accept Visa cards. And its collaboration with popular brands in the e-commerce space means you can shop at online stores that you love and enjoy the convenience of making payments in your own terms.

Some retailers have the Zip Pay button added to their checkout page and some offer the BNPL option via the Zip Pay app.

As for making online payments, Zip Pay will automatically display an option for you to pay in four equal installment plans payable every 14 days, the first being due at checkout.

Every fortnightly, Zip Pay will bill your debit or credit card for the balance owed until you settle the whole purchase balance. You will get a reminder about an upcoming payment as well as a transaction confirmation as soon as Zip Pay charges your account.

One thing that makes this financial service different from options such as Clearpay is they charge a fee for every installment you make. Essentially, you pay $1 extra for every transaction, so you should expect to spend $4 for all the installments.

Related: BNPL with Zip Money

Pros

• Zip Pay doesn’t conduct hard credit check
• Works with hundreds of online retailers

Cons

• You will incur late fee if you fail to make your payments on time
• Charges a convenience for each installment
• Zip Pay reports all borrowers to collections

Conclusion

Zip Pay’s convenience fees mean you’ll end up paying more than you would if you use other BNPL services such as Afterpay and Splitit. However, it can still be a good fit if you need to cover expenses provided you can manage to pay up the installments on time.