Credit Card: Stores that accept credit cards for payments

There are many ways to pay for goods and services these days, and one of the options that never grow out of popularity is the use of credit cards.

These cards work much like debit cards, except the only difference is that you use money that you’ll pay back at a later date.

In this guide, we go even deeper into what a credit card is, how it works, the types of credit cards currently in circulation, the benefits, and the disadvantages of credit cards over debit cards.

Categories of stores where you can pay with credit card:

• Clothing
• Computer
• Laptop
• Shoe
• Web Hosting
• Cell phone
• Flights
• Hotels
• Online Bookstores
• Toy
• Camera
• Furniture
• Jewelry
• Refrigerator
• TV
• Dishwasher
• Game consoles
• Office supplies
• Tablet
• Washing machine

What’s a Credit Card?

A credit card is a payment card issued to you by a bank or financial service company to enable you to make payments and borrow funds from that institution. As a credit cardholder, you agree to repay the money you borrow from the institution with interest based on their terms and conditions of service.

The different categories of credit cards currently in circulation are:

• Charge cards: They don’t have a preset spending limit, but they won’t allow you to carry unpaid balances from one month to the next.
• Standard cards: Are an extended line that allows users to make purchases, transfer funds, and get cash advances. These cards don’t have annual fees attached to them.
• Balance transfer cards: These are cards used by consumers who want to save money by moving high credit card debt to another credit card with the lowest fee and interest rate.
• Reward cards: These ones offer cash back, travel points, gas station rewards, and additional benefits depending on their spending history.
• Secured credit cards: These cards require you to make an initial deposit, which your issuer holds as collateral.
• Premium cards: Ideal for those who need cards that offers benefits such as airport longue access, concierge service, and access to special events. Unlike standard cards, these ones tend to have higher annual fees.

How Do Credit Cards Work?

There are three entities involved in a credit card transaction: you, a merchant’s bank, and a credit card network.

When you use a credit card to make a purchase online or in-store or to pay bills, the merchant’s bank will capture your credit card details and then get authorization from the respective credit card network to process the transaction. The credit card issuer will look up your information, verify the details, and then either approve or decline the transaction.

If your issuer approves the transaction, they’ll reduce your card’s credit by the transaction amount and then make a payment to the merchant’s bank. You’ll get a statement at the end of your billing cycle with information of all the transactions completed for that month, previous and current balance, payments due, and the due dates.

Popular Stores that Accept Credit Card Payments

The following are some of the most popular stores that accept credit card payments:

https://www.nike.com/

https://findshopgo.com/go/overstock/

https://www.showpo.com/us/

https://www.staples.com/

https://findshopgo.com/go/walmart/

https://www.barnesandnoble.com/

https://www.shoes.com/

https://findshopgo.com/go/bestbuy/

https://www.target.com/

https://www.zappos.com/

https://www.avis.com/

https://www.holidayautos.com/

https://www.hostpapa.com/

https://www.expedia.com/Hotels

https://www.kayak.com/flights

https://www.samsung.com/

https://www.cheapoair.com/

https://www.domain.com/

https://www.easyspace.com/

https://www.one.com/

https://www.vrbo.com/

https://www.heartinternet.uk/

https://www.knownhost.com/

https://www.liquidweb.com/

https://www.netfirms.com/

https://www.turnkeyinternet.net/

https://www.alibaba.com/

https://www.autoeurope.com/

https://www.ipower.com/

https://findshopgo.com/go/namecheap/

https://www.petsmart.com/

https://www.hotels.com/

https://www.kiwi.com/

https://www.scandinaviandesign.center/

https://www.techforless.com/

https://www.cheapflightnow.com/

https://findshopgo.com/go/guess/

https://www.tomtom.com/

https://www.cheapair.com/

https://findshopgo.com/go/macys/

https://us.princesspolly.com/

https://www.torrid.com/

https://www.asos.com/

https://www.footasylum.com/

https://rascalclothing.com/

https://www.garageclothing.com/

https://representclo.com/

https://www.rue21.com/

https://www.anthropologie.com/

https://www.brooklinen.com/

https://www.isawitfirst.com/

https://www.prettylittlething.com/

https://www.minted.com/

https://www.riverisland.com/

https://www.shopbop.com/

https://www.urbanoutfitters.com/

https://shop.lululemon.com/

https://www.jdsports.com/

https://www.bellelily.com/

https://www.billabong.com/

https://www.mensusa.com/

https://us.romwe.com/

https://www.sonos.com/

https://us-m.patpat.com/

https://findshopgo.com/go/zavvi/

https://www.stylebop.com/

https://www.blueandcream.com/

https://www.hudsonjeans.com/

https://www.storenvy.com/

https://www.bornshoes.com/

https://www.geox.com/en-US/

https://www.rosewe.com/

https://findshopgo.com/go/sofft-shoe/

https://www.fragrancenet.com/

http://www.newegg.com/

https://oakley.com/

https://www.authenticwatches.com/

https://www.smartbuyglasses.com/

https://www.superjeweler.com/

https://www.zaful.com/

https://findshopgo.com/go/apt2b/

https://www.gap.com/

https://www.bhphotovideo.com/

https://www.pandahall.com/

https://www.wayfair.com/

https://www.forever21.com/

https://findshopgo.com/go/marks-and-spencer-us/

https://www.lelo.com/

https://www.electronicsrusny.com/

https://findshopgo.com/go/dailysale/

https://www.digitalstorm.com/

https://www.velocitymicro.com/

https://www.fruugo.co.uk/

https://powerc.com/

https://www.pcrichard.com/

https://www.lenovo.com/

https://www.gamestop.com/

https://findshopgo.com/go/geekbuying/

https://www.ebay.co.uk/

https://legionfarm.com/

https://www.dell.com/

https://www.electronicexpress.com/

https://betterhomestores.com/

https://www.affordablehomestore.co.uk/

https://www.cb2.com/

https://floydhome.com/

https://www.1stopbedrooms.com/

https://www.baers.com/

https://findshopgo.com/go/ashleyfurniture/

https://atwork.ca/

https://findshopgo.com/go/bedbathandbeyond/

https://www.conns.com/

https://www.coxandcox.co.uk/

https://design-milk.com/

https://gardenfurniture.direct/

https://www.highfashionhome.com/

https://houseofbling.furniture/

https://www.houzz.com/

https://www.michaelsfurniturestore.net/

https://mysweetkids.fr/

• Panda Hall
• Newegg
• Target
• Sono
• Guess
• Overstock
• Smart Buy Glasses
• Alibaba
• TomTom
• Best Buy

Final Thoughts about Credit Card Payment Method

While new credit cards don’t qualify for initial bonus opportunities, you can build your credit rating over time and qualify for cards that offer bonuses of at least $150 when you spend a certain amount for the first few months of opening an account.

There are cash-back credit cards, too. And these are useful because they get you back a certain amount of money when you shop at stores that offer cashback. First popularized by Discover back in the day, some credit cards now offer lucrative cashback of up to 6% on selected purchases.

Brands are doing the best they can to make credit cards as secure as possible. Today, you can call for help and have your card frozen if you happen to have lost it. That way, you won’t have to worry about someone stealing your money.