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Credit Card: Stores that accept credit cards for payments

There are many ways to pay for goods and services these days, and one of the options that never grow out of popularity is the use of credit cards.

These cards work much like debit cards, except the only difference is that you use money that you’ll pay back at a later date.

In this guide, we go even deeper into what a credit card is, how it works, the types of credit cards currently in circulation, the benefits, and the disadvantages of credit cards over debit cards.

Categories of stores where you can pay with credit card:

What’s a Credit Card?

A credit card is a payment card issued to you by a bank or financial service company to enable you to make payments and borrow funds from that institution. As a credit cardholder, you agree to repay the money you borrow from the institution with interest based on their terms and conditions of service.

The different categories of credit cards currently in circulation are:

  • Charge cards: They don’t have a preset spending limit, but they won’t allow you to carry unpaid balances from one month to the next.
  • Standard cards: Are an extended line that allows users to make purchases, transfer funds, and get cash advances. These cards don’t have annual fees attached to them.
  • Balance transfer cards: These are cards used by consumers who want to save money by moving high credit card debt to another credit card with the lowest fee and interest rate.
  • Reward cards: These ones offer cash back, travel points, gas station rewards, and additional benefits depending on their spending history.
  • Secured credit cards: These cards require you to make an initial deposit, which your issuer holds as collateral.
  • Premium cards: Ideal for those who need cards that offers benefits such as airport longue access, concierge service, and access to special events. Unlike standard cards, these ones tend to have higher annual fees.

How Do Credit Cards Work?

There are three entities involved in a credit card transaction: you, a merchant’s bank, and a credit card network.

When you use a credit card to make a purchase online or in-store or to pay bills, the merchant’s bank will capture your credit card details and then get authorization from the respective credit card network to process the transaction. The credit card issuer will look up your information, verify the details, and then either approve or decline the transaction.

If your issuer approves the transaction, they’ll reduce your card’s credit by the transaction amount and then make a payment to the merchant’s bank. You’ll get a statement at the end of your billing cycle with information of all the transactions completed for that month, previous and current balance, payments due, and the due dates.

The following are some of the most popular stores that accept credit card payments:

11 stop BedroomsFurniture, Beds, Mattresses
21st in CoffeeCoffee, Espresso machines, Coffee accessories
3Abes of MaineTV's, Computers, Appliances, Cameras
4Ace MarksShoes
5AcoPowerSolar panels
6AddidasClothing, Shoes, Sports equipment
7AdidasClothing, Sports clothing, Shoes
8Affordable Home FurnitureFurniture, Matresses
9Agape DiamondsJewelry
10AlkaVivaWater Purifier
11Allison IzuClothing
14Ally FashionClothing, Makeup, Jewelry, Sunglasses
15Alpha MotorcyclesMotorcycles
16AmazonElectronics, Computers, Laptops, Furniture, Appliances, TVs, Shoes, Clothing, Jewelry, Cell phones, Glasses
17Amore BedsMattresses
18Andrea BonelliJewelry
19AnthropologieClothing, Accessories, Home decor, Furniture
20AppleComputers, Laptops, Cell phones, Tablets
21Appliances ConnectionAppliances, Furnicture
22ArtezaArt's & Crafting supplies
24Ashley FurnitureFurniture, Home decor
25Aslan MattressMattresses
26ASOSClothing, Accessories, Shoes, Sunglasses
28AtWork office furnitureFurniture
29Audio AdviceHome theater, Speakers
30Audio ExtremeAudio
31Awara SleepMattresses, Beds, Bedding
32BananasMen's & Women's clothing
33Bass Pro ShopFishing equipment, Hunting Gear, Clothing, Shoes
35Bed Bath & BeyondFurniture, Mattresses
36BedMartMattresses, Furniture
37Bella BambiniBaby clothing
38Ben HoganGolf equipment
39Bendon LingerieMen's & Women's underwear
40Best BuyElectronics, Appliances, Computers, Cell phones, Furniture, Smart home
41Best Tire CenterTires
42Better Home StoreFurniture, Vacuums, Kitchen tools, Coffee & Tea, Airpurifiers
43Beyond YogaYoga clothing
44Big Fig MatressBeds, Mattresses
45Big Sandy SuperstoreFurniture, Mattresses, Electronics, Appliances
46Birch by HelixMattresses, Beds, Bedding
47Bit LotsFurniture, Mattresses
49Bloomingdale'sClothing, Shoes, Home Decor, Jewelry
50BoohooMen's & Women's clothing, Shoes,
51Brian Gavin DiamondsJewelry
53Buddy LoveClothing
54Buy-Rite BeautySalon equipment
55ByteTeeth aligners
56Callaway ApparelGolf Clothing, Shoes
57Carl JHonesWatches
58Casa FebusFurniture
59CasperBeds, Mattresses, Bedding
60CB FurnitureFurniture
62Chairs4GamingGaming Chairs
63Chasin'Men's clothing
64Chi Chi LondonClothing
65Christmas WarehouseChristmas decorations
66CirculrGlasses, Sunglasses
67Clear Vision OpticalGlasses, Sunglasses
68CoachMen's & Women's clothing, Bags, Shoes, Jewelry, Sunglasses
70Conn's Furniture DirectFurniture, Home decor
71Cornell jewellersJewelry
72Cotton:OnMen's & Women's Clothing
73Cox & CoxFurniture
74Cricket WirelessCell Phones
75CubaveraMen's & Women's clothing
76DailysaleElectronics, Laptops, Computers, TVs
77Dan The Tire ManTires
78David YurmanJewelry, Watches
79DecluttrCell Phones
80DellLaptops, Computers
81Delta VacationsFlights
82Design MilkFurniture, Home Decor
83DGT WheelsTires
84Diamond Direct BuyJewelry
86Digital stormComputers, Laptops
87Discount Pools DirecsPools
88DormeoMattresses, Beds
89Down 4 Sound ShopAudio
90DreamCloudMattresses, Beds, Bedding
91EbayComputers, Laptops, TV's, Glasses, Electronics
92Electronic ExpressElectronics, Computers, Laptops, TV's, Laptops, Appliance, Cameras
93Electronics R UsElectronics, Laptops, Computers, TVs
94Element WheelsTires
95eLuxuryBeds, Mattresses
96Emma Parker DiamondsJewelry
99Ernest JonesJewelry
100Extreme WheelsTires
101Eye CraftersGlasses, Sunglasses
102FactorieMen's & Women's clothing, Sunglasses
103Family LeisurePools, Hot tubs, Saunas, Furniture
104Finishline Tire & AutomotiveTires
105Floyd HomeFurniture
106FramesdirectGlasses, Sunglasses
107Free peopleWomen's clothing, Shoes, Accessories
108FreshForPandasGlasses, Sunglasses
109Front JewelersJewelry
110Frost NYCJewelry, Watches
111FruugoComputers, Laptops, TV's, Cell phones, Furniture, Jewelry, Watches, Clothing, Sunglasses, Shoes
112Fun.comGifts, Toys, Clothing
113Gallery FurnitureFurniture, Mattresses
114GamestopComputers, Laptops
115Garden Furniture DirectFurniture
116GeekbuyingComputers, Laptops
118GhostBed MatressMattresses, Beds, Bedding
119Gilles BrothersLawn mowers
120GlassesUSAGlasses, Sunglasses
123H SamuelJewelry
124H&MClothing, Shoes, Jewelry, Sunglasses
125Hallenstein BrothersMen's clothing
127Helix SleepMattresses, Beds, Bedding
128Helzberg DiamondsJewelry
129High Fashion HomeFurniture, Home decor
131House of BlingFurniture, Home Decor, Mattresses
132Hush puppiesShoes
133InstasmileClip on Veneers
135JD SportsShoes, Men's & Women's clothing
136Jessica SimpsonJewelry
137Jewelry by JohanJewelry
139Just Kidding BoutiqueKid's Clothing
140Kandra ScottJewelry
142Kids Furniture WarehouseFurniture
143King of WatersportsWetsuits, Kitesurf, SUP boards, kayaks
144Lash AffairEyelashes
147LenovoComputers, Laptops, Electronics
148Level SleepMattresses
149LGTV's, Appliances, Cell phones, Electronics
150LifekindMattresses, bedding
151Liori DiamondsJewelry
152LitelokBike locks
153Little LemuriaCrystals
154Lots to SaveComputers, Cameras
155Lowe'sAppliances, Garden, Building supplies, Power tools, Home Decor
156Luft BedsMattresses
157Luma SleepMattresses, Beds, Bedding
158Macy'sClothing, Shoes, Home Decor, Jewelry, Furniture
159ManfrottoCamara equipment
160Marks & SpencerMen's & Women's clothing, Food, Wine, Flowers, Furniture
161Marks ElectricalElectronics
162Matress Depot USAMattresses
163Matress SavvyMattresses, Beds
164Mattress KingMattresses
166Mend SleepMattresses
167Michaels FurniturestoreFurniture
168MishimotoCar accessories
169MJ DiamondsJewelry
171Modern Tire DealerTires
172Mondo TeesClothing
173Monos LuggageLuggage
174Motion JewelsJewelry
175MotoquipeCar accessories
176MotorolaCell phones
177My Sweet Kids BoutiqeFurniture
178MyDealFurniture, Mattresses, Cell phones, Office Supplies
179Nasty GalWomens clothing, Plus size clothing, shoes
180Naturally SweetFood
181NectarMattresses, Beds, Bedding, Furniture
182Nectar SleepMattresses, Beds, Furniture
183Neiman MarcusWomen's clothing, Jewelry, Shoes, Men's clothing
184New VictoriaHospital
185NeweggComputers, Laptops
187NikeClothing, Sports clothing, Shoes
190OlliellaWomen's & Baby clothing
191Omi JewelryJewelry, Watches
192One Honey BoutiqueDresses
193One TribeClothing
194Origin PCComputers, Laptops
196OverstockFurniture, Home Decor, Kitchen appliances, Jewelry
198PC RichardComputers, Laptops, Electronics, TV's
199PeletonFitness equipment
200Perfection WheelsTires
201PETstockPet Food, Pet supplies
203PoshmarkMen's & Women's clothing, Home decor, Shoes, Jewelry
204Pottery BarnFurniture, Home decor
205PowerbugGolf trolleys
206PowercComputers, Laptops,
207Pretty Little ThingClothing, Glasses, Sunglasses, Shoes
208Pro Wheel ShopTires
209PurificateurdairAir products
210PurpleMattresses, Beds, Bedding, Pet furniture
211Quench EssentialsCoffee & Tea, Kitchen appliances, Wine coolers
212Rare CaratJewelry
213ReebokSports clothing, Clothing, Shoes
215Reeds JewelersJewelry
216ReverbMusic equipment, Instruments
218Saks Fifth AvenueWomens clothing, Shoes, Jewelry, Accessories, Home Decor
219Sam Levitz FurnitureFurniture
220SamsungElectronics, Laptops, Computers, TVs
222Secret SalesJewelry
223SewVacDirectSewing machines
224Shaver ShopGrooming, Massage Guns
225SheinMen's & Women's clothing, Plus size clothing, Shoes
226ShielsJewelry, Watches
227Shoe ZoneShoes
228Shop AdornWomen's Clothing, Shoes, Jewelry, Sunglasses
229Shop Factory DirectFurniture
231ShopZeroElectronics, Makeup, Furniture, Toys
232Shyne JewelersJewelry
233Sian MarieWomen's clothing
234SimbaMattresses, Beds, Bedding
236SimplyMacCell phones
237Sirena SystemVacuums
238SK Customs Car AudioCar Audio
239Skytech GamingElectronics
240Sleep ComfortMattresses, Beds
241SleepenvieMattresses, Sofas
242Smart Buy GlassesGlasses, Sunglasses
243SmartBuyGlassesGlasses, Sunglasses
244Solay SleepMattresses, Beds
246SportitudeSport shoes
247Steep & CheapClothing
250Super 7Collectible toys & Action figures
253SX ProAudio
254SylvaneAir treatment products, Home appliances
255SaatvaFurniture, Home Decor
256TargetElectronics, Appliances, Computers, Cell phones, Furniture, Smart home
257The Amish HouseFurniture, Home Decor
258The Block ShopArt, Furniture, Home Decor
259The Creative Toy ShopToys
260The FEO CollectionWomen's clothing, Jewelry, Shoes
261The HouseSki & Snowboarding, Skateboard, Camping, Bikes, Mens & Womens clothing
262The InsideFurniture
263The Purple ShopWomens clothing
264The RealRealMens & Womens clothing, Jewelry, Watches, Home Decor
265The Sensible MamaBags
266The Spotted QuollWomen's clothing
268ThredUPWomens clothing, Shoes, Handbags, Accessories
270Tire townTires
271Today's Home FurnitureFurniture, Home Decor
272Touch of ModernHome Decor
273ToyUniverseToys, Books
275TW ConnectionTires
276Urban outfittersMen's & Women's clothing, Shoes, Jewelry
277USA Tires & WheelsTires
278Velocity MicroComputers, Laptops
279Veronica BeardClothing, Accessories
281Vestiaire CollectiveSecondhand designer clothing
282Viper MotorsportsCar Mods
283VisionexpressGlasses, Sunglasses
285WalmartElectronics, Appliances, Computers, Laptops, Cell phones, Furniture, Smart home
286WayfairFurniture, Home decor, Kitchen appliances
288Wild Secrets LingerieLingerie
289Wing AlphaCell phones
290WinkBedsBeds, Mattresses
291Wonder JewelersJewelry
292World JewelsJewelry
293YellowOctopusGadgets, Gifts, Toys
294Yonder LivingHome Decor
295ZafulClothing, Shoes
296Zaragoza JewelryJewelry
297ZECO ScootersScooters, Electronics

Final Thoughts about Credit Card Payment Method

While new credit cards don’t qualify for initial bonus opportunities, you can build your credit rating over time and qualify for cards that offer bonuses of at least $150 when you spend a certain amount for the first few months of opening an account.

There are cash-back credit cards, too. And these are useful because they get you back a certain amount of money when you shop at stores that offer cashback. First popularized by Discover back in the day, some credit cards now offer lucrative cashback of up to 6% on selected purchases.

Brands are doing the best they can to make credit cards as secure as possible. Today, you can call for help and have your card frozen if you happen to have lost it. That way, you won’t have to worry about someone stealing your money.