Discover Network: Stores that accept Discover for payments

Discover credit card may not be as popular as Visa and MasterCard, but it’s still one of the widely used options in its niche market. With $0 annual fee and excellent cash back rewards makes it a great choice for someone who needs either a firsthand credit or a supplement to other popular cards.

Speaking of numbers, Discover is currently available in more than 200 countries, with 270 million cardholders globally and more than $415 billion in spending. The number of Discover cardholders isn’t higher like Visa or MasterCard, but it’s still a viable option for a wide audience.

Popular Online Stores that Accept Discover Cards

Below is a list of popular stores that allow you to make payments with your Discover Card:

• Sonos
• Samsung
• Walmart
• Target
• Newegg
• Smart Buy Glasses
• Super Jeweler
• Best Buy

There are many other stores that allow you to make payments wit Discover, so be sure to check if the store you wish to shop at online does before you get to the checkout point.

Categories of stores where you can pay with Discover Network:

• Clothing
• Computer
• Laptop
• Shoe
• Web Hosting
• Cell phone
• Flights
• Hotels
• Online Bookstores
• Toy
• Camera
• Furniture
• Jewelry
• Refrigerator
• TV
• Dishwasher
• Game consoles
• Office supplies
• Tablet
• Washing machine

What is Discover Card?

Discover started as Sears’ subsidiary in 1985. At the time, solopreneurs and businesses were introducing credit cards as a way for customers to make payments. To stand out from the competition, Discover changed its terms of service, and started charging $0 annual fees for its credit cards and offering cashback rewards.

But even after scrapping the annual card fees and introducing cashback offers, Discover’s growth was nothing exponential because very few retailers were willing to accept it as a payment method. As time passed, Discover managed to expand its network and it’s now available in 200 countries and thousands of stores.

Today, Discover is one of the widely used credit cards in the digital payment landscape. Not only does it have a reduced fee structure, it also offers customers handsome cash back rewards on every purchase made.

How Does Discover Work?

It’s easy to mistake Discover to work the same way as Visa and MasterCard credit cards. Unlike MasterCard and Visa, which license their brand names to issuing banks, Discover issue their own cards exclusively under its brand name. So in addition to earning from charging fees for processing payments, the company also earns money from its credit card customers.

Discover is also in business to benefit is users in a way. First, they do offer cash back offers, which earn you a part of your money back whenever you shop at shops or stores that work with Discover to get you such offers. Second, they seem to have attractive incentives, such as waiving annual account fees and increasing your credit limit, which encourages you to use the payment network eve more.

How Do You Benefit as a Discover Cardholder?

The cards offered by Discover will mainly earn you cash back offers. The cards that earn you cash back are Discover It Cashback, NHL Discover It, Discover It Balance Transfer, and Discover It Student Cashback. Generally, you earn 5% cash back on retailers and rotating spending categories on spending of up to $1,500 for three months and then 1% after that.

Other cards, such as Discover It Chrome and Chrome Student cards earn 2% cash back on gas purchases and restaurants and 1% on all other purchases. Then there’s the Discover It Business Card, an option that earns you unlimited 1.5% cash back on all business purchases.

Conclusion

Discover isn’t as popular because, rather than collaborating with banks that would help to promote and distribute its products, it issues the cards directly to customers. It could also be that Discover isn’t as popular as MasterCard or Visa because it charges more than the competition does, not to mention that it doesn’t market itself as aggressively as its rivals do.